Privacy Policy

Effective Date: 08 May 2025

1. Introduction

The Ant Capital (“we”, “us”, or “our”) is committed to protecting the privacy and security of the personal information of our website users, clients, and applicants. This Privacy Policy outlines how we collect, use, store, and share your personal information in accordance with South Africa’s Protection of Personal Information Act (POPIA) and international data protection laws, including the General Data Protection Regulation (GDPR) where applicable.

By using our website and services, you consent to the practices described in this Privacy Policy.

2. Who We Are

The Ant Capital is a financial services provider that offers:

  • Purchase Order Funding for SMMEs
  • Short Term Personal Loans for individuals

Our website serves as an online application portal for these services and a platform for collecting information for marketing and communication purposes.

3. Information We Collect

We may collect the following categories of personal information:

    a. Personal Identification Information

    • Full name
    • ID/passport number
    • Date of birth
    • Contact details (email address, phone number, physical address)

    b. Financial Information

    • Bank statements
    • Salary slips
    • Purchase orders and invoices
    • Employer details
    • Tax Number

    c. Business Information (for PO Funding applicants)

    • Company registration number
    • Company name and contact details
    • Directors/shareholders' information

    d. Technical and Usage Data

    • IP address
    • Browser type and version
    • Usage data and cookies

    e. Marketing Data

    • Email address
    • Communication preferences

4. How We Collect Information

We collect your personal information through:

  • Online application forms
  • Direct communications (email, phone, WhatsApp)
  • Cookies and analytics tools
  • Public sources or third-party verifications

5. Why We Collect Your Information

We use your personal information for the following purposes:

  • To assess and process funding and loan applications
  • To verify identity and conduct credit assessments
  • To comply with legal and regulatory obligations (e.g. FICA, AML)
  • To communicate with you regarding your application
  • To send marketing emails and updates (with your consent)
  • To improve our website and services

7. Sharing of Personal Information

We may share your information with:

  • Our internal staff and credit evaluation teams
  • Regulatory bodies and law enforcement (as required by law)
  • Service providers who assist in application processing or IT services
  • Marketing service providers (only with consent)

We do not sell your personal information to any third parties.

8. Data Storage and Security

We store your data on secure servers located in South Africa and/or internationally with appropriate safeguards. We implement industry-standard technical and organizational measures to protect your information from unauthorized access, disclosure, or loss.

9. International Data Transfers

If your personal information is transferred outside South Africa or the EEA, we ensure that appropriate safeguards are in place, such as:

  • Data transfer agreements
  • Countries with adequate data protection laws
  • Your explicit consent (where required)

10. Your Rights

In accordance with POPIA and GDPR, you have the right to:

  • Access the personal information we hold about you
  • Request correction or deletion of your information
  • Object to processing or request restriction
  • Withdraw consent at any time
  • Lodge a complaint with the Information Regulator or relevant authority

To exercise these rights, contact us using the details provided below.

11. Cookies and Tracking

Our website uses cookies and analytics tools (such as Google Analytics) to enhance user experience and analyze website performance. You can manage or disable cookies through your browser settings.

12. Email Marketing

We may send you marketing emails with updates, promotions, and relevant content. You will always have the option to opt out of these communications via the unsubscribe link or by contacting us.

13. Retention of Personal Information

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, including legal, accounting, or reporting requirements.

14. Changes to This Policy

We may update this Privacy Policy from time to time. All updates will be posted on this page with the effective date. Continued use of our website after changes constitutes acceptance of the updated policy.

15. Contact Us

If you have questions, concerns, or requests about this Privacy Policy or your personal information, contact us at:

The Ant Capital:

Email: info@theantcapital.co.za

Phone: 071 275 8419

Address: Rondevoux Complex, Shop No. 17 William O’Connor Drive, Margate Beach, 4275

Information Regulator Website: https://inforegulator.org.za

Return to Home Page